Do I Need OVHC If I Have Medicare?
It depends. If you're from a country with a reciprocal healthcare agreement with Australia (like the UK or New Zealand), you may be eligible for Medicare. In that case, OVHC might not be mandatory, but many people still choose it to fill the gaps—like covering ambulance rides, prescription meds, or private hospital care. If you're not eligible for Medicare at all, then OVHC is essential. It's your only way to access affordable healthcare while you’re in the country.