Allianz Overseas Visitor Health Cover (OVHC)

Allianz Care Australia offers comprehensive health insurance policies tailored to the needs of international visitors in Australia. Whether you're here for work, a holiday, or to visit family, Allianz OVHC insurance plans ensure you have access to quality healthcare without financial stress.

About OVHC: Overseas Visitor Health Cover (OVHC) is essential for temporary visa holders in Australia. All holders or applicants of work-right visas in Australia must possess adequate health insurance per visa requirements.

Allianz Care Australia's policies cater to diverse needs, from basic hospital coverage to comprehensive protection, including doctor visits and specialist consultations. Their plans align with various eligible visa types, including 485, 417, 600, 601 and 651, ensuring peace of mind during your stay down under.

Why Choose Allianz Health Insurance For Overseas Visitor Health Cover

Established in 1983, Allianz Care is a trusted medical assistance and insurance provider, serving over 100 million customers across 70 countries. Their unparalleled expertise in international healthcare ensures that you are covered with precision and care, with access to top-tier medical facilities and round-the-clock support.

Who is covered under an Allianz OVHC policy?

You won't qualify for Medicare if you're not an Australian, New Zealand citizen, or permanent resident or from a country with a Reciprocal Health Agreement. Without Medicare, medical expenses in Australia can be costly.

Allianz Care Australia provides flexible coverage options tailored to your specific needs. Depending on your chosen policy, the following individuals can be covered:

  • Single Policy: Ideal for primary visa holders, offering coverage for the individual only.
  • Dual Family Policy: Extends coverage to the primary visa holder, one adult spouse or de-facto partner, or one or more children under 18 years old.
  • Multi-Family Policy: Comprehensive coverage for the primary visa holder, one adult spouse or de-facto partner, and one or more dependent children under 18 years old.

Key Features Of Allianz Overseas Visitor Health Cover

24/7 Emergency Support

With Allianz visitor health cover, assistance is just a call away. Their 24/7 emergency support ensures you receive prompt medical attention whenever needed, backed by a vast network of healthcare providers.

Doctors On Demand

Access qualified Australian-based doctors round the clock with Telehealth service powered by Doctors on Demand. Available for Standard, Mid, or Top coverage holders, it's a fast and convenient way to address your healthcare needs.

Find A Doctor Online Tool

Find a Doctor Online is a user-friendly tool that helps you locate local healthcare professionals who directly bill Allianz. Simply enter your postcode and choose from a list of trusted providers.

An Overview Of Allianz Overseas Visitor Health Cover

Hospital Cover

Allianz Care's hospital cover provides comprehensive protection against unexpected medical expenses during your stay in Australia. With an excess of $500 per person per calendar year, you can rest assured knowing you're financially safeguarded. Allianz visitor insurance includes:

  • Overnight stays in hospitals (both public and privately agreed)
  • Medications listed under the Pharmaceutical Benefits Scheme (PBS)
  • Accident and emergency room visits and hospital doctor services, encompassing:
  • Pathology, x-rays and other allied services
  • Accommodation
  • Surgical implanted prosthesis
  • Specific services, such as pregnancy and related services, rehabilitation, psychiatric and palliative care and gastric banding
  • Emergency ambulance services.

Eligible people may also benefit from six weeks free on Allianz Overseas Workers Cover. Terms and conditions apply.

Out Of Hospital Treatments

Allianz Care Australia's OVHC policies primarily cover hospital treatments, including overnight stays, emergency room visits, and prescribed medications listed under the Pharmaceutical Benefits Scheme (PBS). 

However, it's essential to note that some out-of-hospital treatments, such as GP visits, specialist consultations, outpatient services, and pregnancy-related care, are not covered under their OVHC plans. 

For comprehensive coverage beyond hospital care, consider exploring additional extras, including insurance options tailored to your healthcare needs.

Ambulance cover

Allianz Care Australia prioritises your well-being by providing emergency ambulance cover for immediate treatment needs. Their policies ensure that 100% of the charges for ambulance transport, when medically necessary for hospital admission or emergency treatment, are covered.

Waiting Periods

Like most health insurance policies, Allianz Care Australia OVHC plans have waiting periods for specific treatments. It's essential to be aware of the following waiting periods to ensure timely access to healthcare services:

  • Inpatient Psychiatric, Rehabilitation, and Palliative Care Services: 2 months
  • Pre-existing Conditions: 12 months
  • Pregnancy-related Services: 12 months.

How To Make An OVHC Insurance Claim With Allianz

Submitting a claim with Allianz Care is hassle-free. You can utilise their online member portal for hassle-free claim processing. Ensure you have all necessary documentation prepared and track your claim status online.

If you have any questions, you can always contact a dedicated OVHC Insurance team member for help here

Understanding Allianz OVHC Policy Start and End Dates

Your Allianz OVHC policy must cover your entire stay in Australia as required by visa condition 8501. Coverage should begin at the later date of your Certificate of Insurance start date, visa grant date, or arrival in Australia. It should end upon your departure, visa expiry, policy cancellation, or Certificate of Insurance end date.

Compare Allianz Overseas Visitor Health Cover Today

Ready to safeguard your health when visiting Australia? Compare Allianz visitor health cover plans now through our online quote tool and receive your compliant policy certificate within minutes. 

Your health matters, and OVHC Insurance is here to ensure you're covered every step of the way.