Health Insurance For Your 482 Temporary Skill Shortage Visa

You must get health insurance if you’re travelling to Australia on a 482 temporary skill shortage (TSS) visa. Also called Overseas Visitors Health Cover (OVHC), 482 visa health insurance is a mandatory requirement of your stay.

Under visa 482 conditions, you generally won’t be eligible for Medicare. To access adequate health coverage during your stay, you must have visa 482 health insurance organised before you arrive in Australia. As part of your visa requirements, the Australian government requires you to have 482 health insurance coverage from your first day in Australia. Find the best 482 health insurance tips for 482 visa holders below.


Who Is Eligible For A 482 TSS Visa?

The Australian Government Department of Home Affairs states a 482 TSS visa "lets an employer sponsor a suitably skilled worker to fill a position they can't find a suitably skilled Australian to fill." The 482 TSS visa scheme was established to help employers ease the stress of labour shortages.

If you have the expertise and skills required, you may be eligible for a 482 TSS visa. A 482 TSS visa can cover time between 1 to 2 years. It can cover one person or more and may be extended up to 4 years.


482 TSS Visa Health Insurance Requirements

To fulfil 482 TSS health insurance requirements you must be able to provide evidence that you’ve got adequate health insurance throughout your stay in Australia.

While purchasing 482 visa health insurance is mandatory for most TSS visa applicants, it also provides you with peace of mind during your stay in Australia. When you have 482 health insurance, you’re covered for a wide range of health-related issues that may save you money and time if you require treatment.


What Is Included In The Health Insurance Policy For The 482 Visa

Health insurance for 482 visa holders needs to provide comprehensive coverage to cover medical and hospital costs while you’re working in Australia. Before you arrive in Australia, getting your 482 visa health insurance is essential.

The Overseas Visitor Health Cover (OVHC) you buy must cover you for the basic minimum of health services, including:

  • Hospital cover that pays for your treatment in a public hospital. This includes overnight and day-only accommodation and all costs like theatre, intensive care, drugs, and labour wards. This hospital cover will also include emergency department fees that result in hospital admission. Visa 482 health insurance hospital coverage must also cover admitted patient care and post-operative services associated with an early discharge from the hospital.

·   Ambulance cover that pays for emergency transports to the hospital.

  • Surgically implanted prostheses
  • Minimum benefit of $1 million per person per annum.
  • The cost of medications that the Pharmaceutical Benefits Scheme covers.
  • All treatments listed under the Medicare Benefits Schedule.


When you’re comparing 482 health insurance, it’s essential to consider the following:

  • Does the visa 482 health insurance cover you for GP consultations?
  • Does 482 visa health insurance recognise waiting periods already served on the equivalent cover?
  • Is the health insurance for TSS visa compliant with Australian Government requirements?


What Is Not Included In The Health Insurance Policy For The 482 Visa

It's important to note that many OVHC 482 visa health insurance policies don't include coverage for services and treatments you receive outside of hospital settings. You won't be covered if you need to go to the dentist or physiotherapist. Known as an extras cover, you should consider adding this to your basic policy as a safeguard.

Other treatments and services not included in health insurance for the 482 visa can include the following:

  • Medical treatment that has been arranged before your arrival in Australia.
  • Any medical treatment provided outside of Australia, including treatment you received on the way to or from Australia.
  • Any medical procedure that's not considered medically necessary, including removing tattoos.
  • Elective cosmetic treatments like facelifts and tummy tucks.
  • Some alternative therapies and medicines and therapies. This includes Chinese medicine.
  • Hypnotherapy.
  • Laser eye surgery.
  • Stem cells, bone marrow and organ transplants.
  • Assisted reproductive treatments.
  • Medical services or treatments covered by damages, compensation, or other legal claims.


Why Choose OVHCInsurance To Compare Health Insurance For 482 Visa Holders

Are you coming to Australia on a 482 visa? You must choose a provider that meets your health insurance for TSS visa requirements. OVHC Insurance can help you save time and money by comparing policies. We can help you find the best-suited 482 health insurance policy without breaking the bank.


Meet Your Visa Requirements

OVHC Insurance can help you meet your 482 visa requirement within minutes. Contact us here.


Quick Turnaround

OVHC insurance provides quick application processes and turnaround times. Once you apply online, you can have your OVCH certification within minutes. Plus, you’ll get your 482 visa health insurance certificate posted within 24 hours.


Multi-lingual Support Team

Our multi-lingual support team in Australia means you don’t have to worry or get stressed about your 482 visa health insurance if English isn’t your first language.


Compare Health Insurance For The 482 Today & Receive Your Policy Certificate Within Minutes

OVCH Australia is the only place to compare the value and prices of all 6 OVHC providers in Australia to save you money and time. Do you have questions or need help with your 482 visa health insurance? Our friendly and helpful customer service team is waiting to help you get the best offer.

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Frequently Asked Questions


Do I Need Health Insurance For A 482 Visa?

As part of your TSS 482 visa application and 8501 visa conditions, you must get health insurance for yourself and any accompanying family members. All of our working visa health cover options meet the TSS visa requirements.

Overseas Visitor Health Cover (OVHC) provides comprehensive health coverage for visitors and their families. Our health insurance for 482 visa holders is essential for a smooth stay in Australia.


Do I Need OVHC If I Already Have Travel Insurance?

While a travel insurance policy for a visit to Australia may help cover some medical expenses, it won’t satisfy your TSS visa 482 requirements. This means you’ll still need OVHC. A travel insurance policy may be necessary to cover the cost of stolen luggage or cancelled flights.


Am I Eligible For Medicare On A 482 Visa?

When you hold a TSS 482 visa, you’re responsible for all your medical and health costs in Australia. This means you’ll need to maintain adequate health insurance.


How Does 482 Visa Health Insurance Work For Couples Or Families?

As a holder of a 482 visa, you must get health insurance before you enter Australia. You can also get coverage for your partner or children. Multi-family policies cover the primary 482 visa holders plus a partner and one or more dependent children under 18 years of age.