Health Insurance For Your 485 Visa

Are you planning on staying in Australia on a 485 temporary graduate visa? Do you need insurance for the 485 visa? Navigate the complexities of 485 visa health insurance with OVHC Insurance. 

At OVHC Insurance, we offer a range of comprehensive and affordable plans to meet your needs. So, you can be sure that you have comprehensive health insurance and have peace of mind during your stay in Australia.

What Is A 485 Visa?

The 485 visa, also known as the Temporary Graduate Visa, grants international students who have graduated from an Australian higher educational institution the opportunity to live, study, and work in Australia temporarily after completing their studies.

This visa provides an opportunity for graduates to gain work experience and enhance their skills before returning to their home countries or pursuing long-term residency in Australia.

You can typically stay in Australia for up to 18 months; however, this was temporarily increased to 24 months for applications lodged on or before 2 September 2023. Nationals of Hong Kong and the United Kingdom may stay up to 5 years.​

Do I Need Health Insurance For A 485 Visa?

In order to be eligible for this visa, overseas visitor cover is required. As per condition 8501 of this visa, the Department of Home Affairs requires that 485 visa holders take out and maintain adequate health insurance for the duration of their stay in Australia. This insurance is commonly referred to as Overseas Visitors Health Insurance or OVHC.

Having adequate health insurance ensures that you have access to any necessary medical care during your stay in Australia should an accident or medical emergency occur. 

This is for the safety of the visitor and can save you hundreds or thousands of dollars in the long run. If you do not have health insurance, any medical care you receive will have to be paid out of pocket and you can be found to be non-compliant with your visa conditions..

Why Choose OVHC To Compare Health Insurance For 485 Visa Holders

At OVHCInsurance, we streamline your 485 visa health insurance process by making sure you meet your visa requirements, providing super-fast turnaround times, offering multi-lingual support and more.

Meet Your Visa Requirements

Our Overseas Visitor Health Cover (OVHC) plans fulfil 485 visa health insurance prerequisites, ensuring compliance and a smooth application process.

We fulfil this requirement by providing a comparison of plans that meet the Australian Governments minimum benefits outlined within condition 8501 for temporary visitors. 

Quick Turnaround

OVHC Insurance offers a streamlined application process, allowing you to obtain your health insurance documents and meet your visa requirements quickly.

With OVHC, you can expect prompt processing. We can provide you with a quote in minutes, and you can get covered immediately.

Multi-lingual Support Team

Access comprehensive support in your native language throughout your visa process by contacting [email protected].

Compare Health Insurance For 485 Visa Holders Today

Health Insurance policies can be complex to understand so let that weigh you down. At OVHC Insurance, we make it easy to compare and find the right coverage for your 485 visa health insurance requirements.

If you’re applying for your 485 visa soon and you’re ready to secure your health coverage, make the first move with OVHC Insurance. 

Visit our website today to compare plans from up to six leading health insurance providers recognised by the Department of Immigration for supplying 8501 visa compliant policies. Our user-friendly platform allows you to compare plans and get a quote in minutes.

Frequently Asked Questions

How Long Do I Need 485 Insurance For?

You will need health insurance for the 485 visa that covers the entire duration of your stay in Australia. This is outlined in condition 8501 of your visa.

OVHC policies are paid by the month and in advance. So your initial purchase for 1 month will provide you with the certificate needed for your visa and then you’ll be automatically billed monthly up until it is time for you to leave.

What Type Of Health Insurance Do I Need For A 485 Visa?

You require overseas visitor health coverage (OVHC) to meet the health insurance requirements for a 485 visa. 

OVHC is a type of health insurance specifically designed for international visitors to Australia and provides comprehensive coverage for medical expenses, including hospitalisation, surgery, and general practitioner (GP) visits.

Is Insurance Mandatory For 485 Visa Holders In Australia?

Yes, insurance is mandatory for all 485 visa holders in Australia. It is a requirement of the Department of Home Affairs as per the 8501 condition of this visa.

Which 485 Visa Health Insurance Is Better?

Unfortunately, there is no one-size-fits-all answer to this question. The best health insurance for you will depend on the applicant’s individual needs and circumstances. 

This is how we can help. We provide a comparison of the 6 visa compliant insurers and their policies that makes it easy for you to compare their price, benefits and make a choice.